Yeah do, you can apply for the access to learning fund, its mega loads of pages long, however!!! It is none repayable, good time to apply is whenever you can (obviously) but a tip is-even if they turn you away you can go to them at the end-or nearish of the term and if they have money left in the pot they will be more forthcoming with it-so try and try again!!!
As for the student loans as far as I know you can apply early, but only if your applying for the none-means tested one (I think, well I did years ago) its worth a try anyway, but TBH I'm not up to date with the loan stuff now, cos I've been getting em for that long now!!!

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