Hi there, and thanks so much for your helpful information.
Just got another couple of questions from that, if you don't mind me asking?
Even though my children are 18 and 16, am I still entitled to claim an allowance for them?
And with the PN1 form, wouldn't I have to complete the means tested part if I am doing the degree? Do I have to complete the PN1 form - I didn't really want to apply for a loan, but then I was sort of told to do it anyway just in case I ever needed it
Sorry if I sound a bit dumb, but just finding it all a bit confusing at the moment, I am sure once I have done it it will all make perfect sense!