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NHS bursary childcare allowance

Discussion in 'Money & Finances' started by hburgey, Aug 15, 2012.

  1. hburgey

    hburgey Member

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    Does anyone know if there is a cut-off point for household income which will make you non eligible for Childcare allowance from NHS? I have been googling it this morning and a few people have been refused any allowance if their household income is over 15k. I called NHS bursaries and they said there was no definite cut-off, it was dependent on individual circumstance.

    My Childcare costs are around £250/wk for my 2 children, still £60 short of the maximum they will pay out for 2. But i'm worried that now i'll get no help covering it :(

    Anyone who can shed any light, thank you in advance :)

    Hburgey xx
  2. Azalea

    Azalea RM Plus! Member

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    There isn't a cut off as such... My household income is in excess of £30k but we get full childcare allowance. It really is dependent on your individual circumstances.... They look at your income but then also your family make-up (number and age of dependents and how many need childcare), they then also look at your outgoings (rent/mtg, life ins, tax, national insurance) and see what is left. If you have an 'excess' income based on what your childcare and outgoings are they won't pay anything, if you don't have an excess you get full allowance. If its somewhere inbetween they will pay some but maybe not the full amount.

    I know people with a lower household income than me who don't get anything, but I do as I have a large mortgage, 5 kids and 3 of those need childcare. Someone with only one or two children and my income/outgoings probably wouldn't receive any help towards childcare.
  3. Canidoityesican

    Canidoityesican Well-Known Member Plus! Member

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    When do you apply for the childcare allowance. Is it after you have received your bursary award?
  4. Azalea

    Azalea RM Plus! Member

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    It's at the same time as your bursary.
  5. hburgey

    hburgey Member

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    Thanks Azalea,

    I guess I will just have to wait and see. I am hoping I get something if not the maximum :(

    It's a shame they don't provide a childcare calculator as well!
  6. Canidoityesican

    Canidoityesican Well-Known Member Plus! Member

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    I agree a childcare calculator would be very helpful.
  7. hburgey

    hburgey Member

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    Also does anyone know on the original bursary application if in the "student income and expenses" we are supposed to include mortgage payments etc as our expense? My OH pays this and I am sure I had noted it down when it asked for his income/expenses, but now looking through the form I can't see that section and I have noted all my expenses down as £0 :/
  8. Lorelai

    Lorelai Active Member Plus! Member

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    I split the rent payments between me and my husband, not sure how it appeared on the form afterwards though.
  9. TheGingerOne

    TheGingerOne Member

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    I didn't qualify for the childcare allowance so my entire bursary will be spent on nursery fees. Boo!
  10. hburgey

    hburgey Member

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    Did you find out today? I phoned yesterday but they said it could be the end of the month before I find out if I qualify for any help or if my bursary will even cover it :(

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